Professional indemnity

Building progfessionals

We handle third party claims with a Delegated Claims Authority (DCA) from Lloyd's for a Syndicate for building professional such as certifiers and inspectors.

Logging, Transport and Crane

CPE Specialty

We handle first party claims with a Delegated Claims Authority (DCA) from Lloyd's for  for the logging, transport and crane industry.

We handle motor claims, and have specialist offerings including heavy motor claims in the plant hire industry (CPE) including both wet and dry hire, waiver and contractual issues.

Experience

The claims staff at ToPAz have many years’ experience in handling Casualty Liability claims, Professional Indemnity, D&O, A&H, Property, Strata, and Financial Lines in Australia.

We have a close working relationship with law firms in every State allowing us to select the right firm for the right claim based on experience and location.

We actively manage all claims to ensure the defence costs are minimalised and proportionate to the claim.

As ToPAz uses its own bespoke shared platform, with no delays in the decision-making process or tactical management of the notification.

ToPAz has local contacts and knowledge, coupled with an in depth understanding of the London market and the requirements of Lloyd’s and London market insurers.

 

Casualty

Property and Personal Injury

We have a DCA with Lloyd's for a binder for Property and Personal Injury, Professional Indemnity and Accident and Health coverages.

We manage non-litigated and minor litigated claims focussing on early resolution. Where necessary and when underwriters request it, we engage lawyers to provide an estimate or an opinion on coverage or liability.

We mange

  • excess collection,
  • reservation of rights
  • engagement with stakeholders, insureds, coverholders and brokers
  • ensure compliance with the insurance General Code.

We handle indemnity disputes in AFCA (formerly FOS), making submissions and responses to Lloyd’s Australia. If coverage Counsel is required, we appoint in accordance with

In order to minimise expense, we do desktop factual investigations, collecting CCTV, relevant contracts, statements, photos and video. Although licensed to undertake investigations where on site visits are required and the cost of the claim mandates it, we seek instructions to appoint a loss adjusters or factual investigators.

We have a panel of builders, glass installers and assessors to manage property claims at all levels.

We fast track minor property claims under AUD$5,000.

We have expertise in claims involving the following issues:

  • worker to worker
  • motor accident and workers compensation and building site claims
  • child claims including sexual molestation
  • contractual disputes
  • workers let on hire
  • medical negligence

Strata claims

Mike Roberts has extensive experience in the strata industry in terms of claims, coverage advice, policy wordings and recoveries, acting for major strata coverholders in Australia.

Management Liability

Our staff have handled matters involving claims

  • against directors, based on guarantees
  • statutory fines including assisted appearances and negotiations in West Australia, Queensland, New South Wales and Victoria

We have handled licencing matters in consumer tribunals VCAT, VCAT and QCAT.

 

A&H

Personal Accident

We handle clams involving contingency sums for fractures and specified events.

Income Protection

We manage claims involving ongoing weekly payments, medical examinations, arrange surveillance and assist with recoveries where the incident gives rise to liability in motor accident or workers compensation claims.